Public Adjusters & Damage Restoration in Philadelphia | Neptune Claims

A public adjuster works exclusively for you, the policyholder, not the insurance company. At Neptune Claims, we handle the entire claims process from start to finish. We inspect the damage, document everything, review your policy coverage, and negotiate directly with your insurance carrier to ensure you receive a fair and full settlement. This includes coordinating with restoration contractors for services like mold remediation or biohazard cleanup, so you don't have to manage the details.

Commercial water damage, especially from burst pipes or roof leaks, often leads to wet insulation that can cause structural issues and mold growth. Our team in Philadelphia performs a thorough inspection to identify all affected areas, including hidden moisture in walls and ceilings. We document the damage, including the cost of removing and replacing insulation, and negotiate with your insurance carrier to cover these expenses. We also work with local restoration experts to dry out the property quickly and prevent further damage.

Yes. River flood damage, common near the Schuylkill or Delaware rivers, often leads to mold growth and biohazard risks from contaminated water. Neptune Claims coordinates with licensed remediation specialists to handle the cleanup safely. We document all damage, including testing and removal costs, and present a comprehensive claim to your insurance company. Our goal is to ensure your property is restored to a safe, livable condition and that your policy covers the necessary work.