D. Simon & Associates | Public Adjuster in Freehold, NJ | Damage Restoration Claims

After a coastal flood, hardwood floors often warp or buckle from moisture. As a public adjuster, we document the damage thoroughly, review your insurance policy for coverage of flood-related water damage, and negotiate with your insurer to cover repair or replacement costs. We also coordinate with damage restoration specialists to ensure the drying and refinishing process is handled correctly, so your floors are restored to pre-loss condition.

For fire damage claims, we assess the full extent of structural and content damage, review your policy to identify coverage for smoke, soot, and rebuilding, and prepare a detailed claim estimate. Then we negotiate with your insurance company to ensure you receive fair compensation for repairs, temporary housing, and replacement of personal belongings. We handle the paperwork and communication, so you can focus on getting back into your home.

Storm damage can disrupt operations and revenue. We evaluate damage to your building, roof, signage, and inventory, and interpret your commercial policy, including business interruption coverage. We then document all losses and negotiate with your insurer to cover repair costs and lost income. Our goal is to get your business back up and running as quickly as possible, minimizing financial impact.