Alconero & Associates: Licensed Public Adjusters in Miami, FL | Damage Restoration Claims

Water damage from flash floods, ceiling leaks, or groundwater intrusion can be overwhelming. As Miami-based adjusters, we first conduct a thorough inspection of your property, documenting all damage—including hidden moisture issues. We then prepare a detailed claim that accounts for restoration costs, such as drying, structural repairs, and mold prevention. Our team negotiates directly with your insurance company to ensure you receive a fair settlement, covering both immediate repairs and long-term restoration. We’re familiar with common local issues like stormwater runoff and aging plumbing, so we know what to look for.

Fire and smoke damage claims are complex, often involving structural damage, soot cleanup, and odor removal. Insurance companies may undervalue these claims by overlooking secondary damage. As public adjusters, we assess all aspects of the loss—from charred walls to smoke residue in HVAC systems—and compile a comprehensive claim. We then handle all negotiations, pushing for coverage that includes cleaning, replacement, and temporary housing if needed. Our goal is to save you time and stress while maximizing your settlement.

Absolutely. Many homeowners in Miami Dade and Broward find their initial insurance payout is far less than what they need to fully repair damage. If you suspect your claim was underpaid, we can review your policy and the adjuster’s report. We’ll identify missed damages—like roof wear, mold from water intrusion, or code upgrades—and file a supplemental claim. Our team negotiates with the insurer to secure the full amount you’re entitled to, often recovering thousands of dollars that were initially denied.